Terms & Conditions
All advertisements are subject to the approval of the Publisher.
Advertiser indemnifies The YGS Group and the National Association of Benefits & Insurance Professionals (NABIP) against losses or liabilities arising from this advertising. The YGS Group assumes no liability whatsoever, except to the extent of a one-time paid advertisement of the same specification, in the next or similar publication, if any proven or admitted errors or omissions have occurred.
Full payment is due net 30 days upon receipt of the invoice. Interest shall be charged at 2% per month compounded to yield 26.82% per year on overdue accounts. A charge of $30.00 will be levied against all returned checks. Revisions to previously submitted ad copy are subject to additional charges.
In the event of contract cancellation, the advertiser/or agency agrees to repay The YGS Group any discounts granted on multiple insertions less any discount applicable for the number of insertions completed in the contract. All cancellations must be received in writing prior to the advertising sales deadline. All premium print placements and all digital placements are noncancelable. Prices are net of agency commission.
The Service Provider will provide a final sales report prior to the close of each publication issue and the Customer reserves the right to refuse, in its sole discretion, the advertising due, among other things, to objectionable content, legal concerns, or credit issues.
For print and digital media contracts with multiple insertions, The YGS Group will collect the artwork/ad for the first month. Ads contracted for each additional month for that same product will be considered a pick-up unless the advertiser or agency alerts The YGS Group that they would like to run different ad. Digital ads are due the 15th of the month prior to running.
All requested available metrics for contracted digital ad runs will be provided a maximum of once per month at the conclusion of the run unless otherwise explicitly outlined by product in this agreement. Metrics will be sent in the format that NABIP provides to the YGS Group.